A new medical plan for you
Your NRS Medical Plan is a collaborative Human Resource initiative of ten CGIAR centres including IRRI.
Administered by IRRI on behalf of the participating centres, your plan provides you comprehensive coverage with an annual medical maximum benefit limit (MBL) of US$25,000 per member per year.
Currently the plan is managed by Cigna, a leading insurance broker and consultant with extensive global experience in the non-profit sector. For more information, please refer to Frequently Asked Questions (FAQs) about the NRS Medical Plan.
You may also talk to your your HR coordinator or contact:
Cheryll Mercado
Kentjie Masaredo
Administrator-NRS Medical Plan
International Rice Research Institute (IRRI), Los Baños, Laguna, Philippines
Email: cignaplanadmin@irri.org
Phone: +63 (02) 580-5600 ext. 2353
A customized medical plan
Your NRS medical plan is a customized medical plan that provides you and your dependants with comprehensive coverage. Download the NRS Medical Plan brochure (PDF 1.6MB) to see more detailed information.
Medical coverage of a maximum US$25,000 per member per calendar year
Expenses for outpatient and in-patient medical treatment 100% reimbursed
Expenses for dental (80%) and psychiatric (50%) treatment reimbursed. A maximum of $500 and $600, respectively, per member per calendar year
Reimbursement of medical expenses related to the HIV virus. This includes the cost of medication, testing, vaccines, and consultation
Emergency treatment is covered anywhere in the world (except US and Singapore)
A plan with comprehensive coverage
Covers you, your spouse or domestic partner (including those above 65 years old), and your dependant children (both adopted and biological) below 21 years old
Below is a list of what is covered by your NRS Medical Plan. Download the NRS Medical Plan brochure (PDF 1.6MB) to see more detailed information about what is covered.
Top reasons why we chose Cigna
24-Hour Health Information Line™
Extensive global network
Online tools and resources
Award-winning, clear communications
Confidential health assessment
Discounts on health and wellness programs
See list of Philippine care providers
Covers in-patient and outpatient medical services
To know more detailed information about how in-patient and outpatient medical services are covered in your plan, please download the NRS Medical Plan brochure (PDF 1.6MB).
In-patient treatment or hospitalization: This is any medical treatment that requires admission to a care provider for at least one overnight stay.
What is covered?
The following costs of hospital services (in-hospital treatment) and day surgery are 100% reimbursed:
- Bed and board (maximum rate: semi-private)
- Doctor’s fees
- General nursing service
- Use of operating rooms and equipment
- Use of recovery rooms and equipment
- Laboratory examinations
- X-ray examinations
- Drugs and medicine for use in the hospital
Hospitalization in an accredited care provider
Hospitalization in a non-accredited care provider
Outpatient Treatment: This is any medical treatment that does not require an overnight stay.
What is covered?
Consultation, professional fees, prescription drugs, and diagnostic procedures.
Outpatient treatment in a care provider with direct billing arrangement
Outpatient treatment in a care provider without direct billing arrangement
Please refer to Hospitalization in a non-accredited care provider video above.
Your new plan offers you much more
You get improved coverage on what you already have, and you get coverage for new things as well.
Improvements in your new Medical Plan
coverage
coverage
For detailed information about the table, please download the NRS Medical Plan brochure (PDF 1.6MB).